Accounting & business apps · Zoho in Saudi Arabia
Zoho Books, Zoho One & Zoho CRM in Saudi Arabia, ZATCA Phase 2 ready
Cloud accounting with e-invoicing, CRM, HR and email, with your data hosted inside Saudi Arabia. Licences through our Saudi distributors; setup, data migration and Arabic/English training by our Al Khobar team. Find the right Zoho plan in 1 minute below.
- ZATCA Phase 2 e-invoicing
- Data hosted in Riyadh & Jeddah
- Arabic & English invoices
- On-site in the Eastern Province
1 Feb 2027ZATCA Wave 25 integration deadline
Hosted in KSAZoho data centres in Riyadh and Jeddah
Al Khobar teamon-site in Khobar, Dammam, Jubail
Zoho plan finder & ZATCA wave check
Answer 4 quick questions. You will see which Zoho Books edition or Zoho One bundle fits, and how many days you have left for e-invoicing. Send it to us on WhatsApp and we reply with a clear plan.
1. Did your taxable sales go above 187,500 riyals in any year from 2022 to 2025?
2. What do you use today for accounting?
3. Which Zoho apps do you need besides accounting?
4. How many people need to log in to accounting?
Which Zoho apps Saudi businesses use
Zoho Books
Accounting, tax returns, bank feeds and ZATCA Phase 2 e-invoicing in a Saudi edition, with Arabic or bilingual invoices.
Zoho One
60+ Zoho apps in one subscription: accounting, CRM, HR, email, projects and more. The bundle most growing SMEs choose.
Zoho CRM
Leads, deals, quotations and follow-ups for your sales team, with WhatsApp and email in one place.
Zoho Inventory
Stock in several warehouses, purchase orders, serial and batch tracking, linked to Zoho Books.
Zoho People
Employee records, attendance, leave and HR letters, with Saudi labour-law setup.
Zoho Payroll
Saudi payroll with GOSI calculation (pension, occupational hazards, SANED) for Saudi nationals.
Zoho Mail & Workplace
Business email on your domain with calendar, documents and chat.
Zoho Creator
Low-code custom apps for approvals, site visits, checklists and forms your team needs.
How Zoho Books connects to ZATCA
Saudi edition
We set up the Saudi edition of Zoho Books with your tax number, Arabic company name and Saudi chart of accounts.
Onboard on Fatoora
In the ZATCA Fatoora portal we onboard a new solution unit and get a one-time code (OTP) with your finance team.
Generate the CSID
The OTP is entered in Zoho Books to create the cryptographic stamp (CSID) that signs every invoice.
Test, then go live
We test standard (B2B) and simplified (B2C) invoices, credit notes and the QR code before switching e-invoicing on.
Locked records
Sent e-invoices are locked against editing or deleting, with a full audit trail, as ZATCA expects.
Old invoices
Zoho states there is no Phase 2 requirement to push old invoices to ZATCA unless they are part of ongoing transactions.
Based on Zoho Books Saudi Arabia e-invoicing documentation.
Zoho Books, Zoho One or Odoo: which fits your company?
| Zoho Books | Zoho One | Odoo ERP | |
|---|---|---|---|
| Best for | Small and mid-size companies that mainly need accounting and e-invoicing | Growing companies that want CRM, HR, email and accounting together | Companies with inventory-heavy, POS, manufacturing or custom processes |
| ZATCA Phase 2 | Built in from the Standard edition | Through Zoho Books (included) | Official Saudi localisation |
| Hosting | Zoho data centres in Saudi Arabia | Zoho data centres in Saudi Arabia | Odoo cloud in Dammam or your own server |
| Setup effort | Fast | Medium, app by app | Medium to high |
| Customisation | Settings and Zoho Creator | Zoho Creator and integrations | Full code access (Enterprise) |
Not sure? We implement both Zoho and Odoo, so we recommend the one that fits your processes, not the one we prefer. See our Odoo ERP page.
Moving from Excel, QuickBooks, Tally or a simple accounting app?
If you only need invoices and tax returns, a simple Saudi app such as Qoyod, Daftra or Wafeq can be enough, and we will tell you so honestly.
Zoho makes sense when you also want CRM, inventory, HR, email or custom approvals on one platform, or when your team has outgrown spreadsheets. We move your customers, vendors, items, opening balances and open invoices into Zoho Books and check the totals with your accountant before go-live.
What affects the cost of a Zoho setup?
- Zoho Books edition or Zoho One, and the number of users
- Which extra apps you need (CRM, Inventory, People, Payroll, Mail)
- Data migration from your current system
- Custom fields, approvals, reports and integrations
- Training and after go-live support
Licences are supplied through our Saudi distributors. You get one fixed-scope proposal for licences and setup after a free call.
Your data stays in Saudi Arabia, protected by a cybersecurity team
Zoho runs data centres in Riyadh and Jeddah and keeps Saudi Zoho Books data in the Kingdom, which helps with Saudi data protection (PDPL) requirements. Zoho also holds CST Class-B cloud certification.
Waves is a cybersecurity company first: we switch on MFA, user roles, backups of key reports and access reviews, the same controls Aramco CCC and NCA auditors ask for.
How we set up Zoho for you
1. Free discovery call
We understand how you sell, buy and pay staff, and confirm your ZATCA wave.
2. Plan & licences
The right Zoho Books edition or Zoho One, with licences through our Saudi distributors.
3. Setup & ZATCA
Saudi edition, chart of accounts, invoice templates in Arabic and English, Fatoora onboarding and testing.
4. Data migration
Customers, vendors, items, opening balances and open invoices moved from your old system.
5. Training
Hands-on training in Arabic and English for finance, sales and HR users.
6. Support
Help from our Al Khobar team after go-live, on-site or remote.
Companies across Saudi Arabia that trust Waves
Engineering, contracting and industrial companies across the Kingdom rely on our team for their IT.
Zoho in Saudi Arabia: frequently asked questions
Is Zoho Books ZATCA approved for Phase 2 e-invoicing?
Zoho states that the Saudi edition of Zoho Books is ZATCA-approved and compliant with Phase 1 and Phase 2. It sends standard (B2B) and simplified (B2C) invoices to Fatoora in Arabic or bilingual form. E-invoicing is available from the Standard edition, not the Free plan.
Which ZATCA wave am I in?
Wave 25 covers businesses whose taxable sales went above 187,500 riyals in any year from 2022 to 2025; they must be connected by 1 February 2027. Your exact wave is shown on the ZATCA Fatoora portal, and you can use the plan finder on this page.
Where is Zoho data stored for Saudi companies?
Zoho has data centres in Riyadh and Jeddah. Zoho states that Saudi Zoho Books data is stored only in its Saudi data centres.
Zoho Books or Zoho One: which should I choose?
Choose Zoho Books if you mainly need accounting and e-invoicing. Choose Zoho One if you also want CRM, HR, email, projects or custom apps: it bundles 60+ Zoho apps in one subscription.
Does Zoho Payroll support GOSI and WPS?
Zoho Payroll calculates GOSI contributions for Saudi nationals, including the newer rates for employees who joined after July 2024. WPS and Mudad file needs depend on your bank and setup, so we check them in the discovery call before recommending Zoho Payroll.
Can Zoho print Arabic invoices?
Yes. Zoho Books issues Arabic or bilingual Arabic/English tax invoices with the ZATCA QR code.
Can you move my data from QuickBooks, Tally, Excel or another app?
Yes. We move customers, vendors, items, opening balances and open invoices, and check the totals with your accountant before go-live.
Do I have to send my old invoices to ZATCA?
According to Zoho’s Saudi guidance, Phase 2 does not require you to push old invoices unless they are part of ongoing transactions. We confirm this for your case during setup.
Zoho or Odoo?
Zoho is faster to start and fully cloud, with data hosted in Saudi Arabia. Odoo suits inventory-heavy, POS and manufacturing companies that need deeper customisation. We implement both and recommend after a call.
Do you support companies outside the Eastern Province?
Yes. We are based in Al Khobar and visit companies in Dammam, Jubail and Dhahran, and we support companies in Riyadh, Jeddah and across Saudi Arabia remotely and on-site.
Get your Zoho plan
Tell us about your company. We reply the same working day with the right Zoho plan, your ZATCA wave and a go-live plan.
- 📞 +966 58 236 5619
- 💬 +966 58 236 5619
- ✉️ info@wavestelecom.net
- 📍 3266 Adh Dhahran – Al Aqrabiyah, Al Khobar 34446
Request a free Zoho consultation
Cybersecurity, compliance & IT partner for Saudi businesses.10 years · 150+ companies certified through Aramco CCC · Certified engineers
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